(CNN)--The real estate market collapse over the past few years has hurt a lot of Americans.
But one group has won big.
People looking to buy a home can now find real bargains.
According to the online real estate company Trulia, in 98 of the top 100 housing markets, buying a home is more affordable than renting.
But not everyone can take advantage of falling home prices and historically-low interest rates.
Trulia says rising rents are making it hard for some people to save enough for a down payment.
And it's a lot harder to get a mortgage than it used to be.
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