LOS ANGELES (AP) -- New consumer credit data show that Americans were more diligent about making their card payments on time in the first three months of the year.
Credit reporting agency TransUnion says the rate of credit card payments at least 90 days overdue fell to 0.69 percent in the first quarter.
That's a drop of nearly 19 percent from 0.85 percent a year earlier.
The card delinquency rate typically improves early in the year, as many borrowers use income tax returns to tackle their holiday season debt.
The January-March card delinquency rate also fell from 0.73 percent in the previous quarter.
Overall, the late payment rate has been edging higher since hitting a low of 0.60 percent in the second quarter of 2011.
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